What are the protections for consumers in Pennsylvania's banking system?

Pennsylvania law provides consumer protection through several state regulations, such as the Pennsylvania Consumer Protection Law, which prohibits deceptive practices in lending and other financial activities. In addition to state protections, federal laws such as the Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), and Equal Credit Opportunity Act (ECOA) safeguard consumers’ rights and financial privacy.

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